Pick Of The Week

Credit Shout presents When should you cut up your credit cards? posted at CreditShout.

Ray presents Making Money From Balance Transfer Credit Cards posted at Money Blue Book.

Patrick @ Cash Money Life presents Debit Card Versus Credit Card – Which Is Better? posted at Cash Money Life, saying, “Which is better - using credit cards or debit cards? Credit cards offer better protections and cash rewards, but also come with the temptation to overspend.”

Barry presents Saving Money With Do It Yourself Projects posted at Associate Money.

The Smarter Wallet presents Investing In Stocks and Bonds: Some Investment Basics posted at The Smarter Wallet

Brandon Laughridge presents 5 Reasons Why the Million Dollar Home Market Will Not Recover Soon posted at Mortgage Loan Place Blog, saying, “Some interesting insights on why the million dollar home market won’t recover anytime soon.”

Kathryn presents The 20 Best Twitter Users To Follow For Money Tips posted at Out of Debt Christian, saying, “Twitter can be a great way to get a regular flow of tips, ideas and information about money, budgeting and investing. But with so many people on Twitter, how do you know who to follow? Check out this list of 20 Twitter people to follow if you’re looking for tweets about money.”

Money Ning presents How to Buy a Used Car posted at Money Ning, saying, “Knowing how to buy a used car can not only save you thousands but sometimes tens of thousands.”

Four Pillars presents Keep Your Emergency Fund In A High Interest Savings Account posted at Quest For Four Pillars, saying, “Some suggestions on the best places to store your emergency fund.”

Allison Johanson presents The ETF Hall of Fame: 25 People Who Revolutionized the ETF Industry posted at ETFdb.

Career

Ted Reimers presents Average Starting Salary by Major for 2009 posted at CampusGrotto.

FMF presents The Psychology of a Layoff posted at Free Money Finance, saying, “The thoughts that run through your mind when you’ve been laid off.”

Credit Card / Debt Management Programs

The Dough Roller presents freecreditreport.com versus annualcreditreport.com–Where to get your free credit report posted at The Dough Roller, saying, “Want your free credit report? Makes sure you go to the right website, or you could pay an arm and a leg.”

Silicon Valley Blogger presents myFICO To Drop Experian Credit Score and Report: One Less FICO Score posted at The Digerati Life

Colin Robertson presents What Credit Score Do You Need to Get a Credit Card? posted at The Truth About Credit Cards.com.

Credit Shout presents Credit Card Hardship Programs posted at CreditShout.

Steven Chang presents Advanta credit card closed its door and puts me on a 3.9% APR repayment plan - Money Blog – Money Making Tips & Money Management posted at Money Making Tips and Money Management.

Daniel Drew presents Line of Credit posted at My Business is doing well should I choose an SBA Loan?, saying, “At Line of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit.”

Patrick @ Military Money presents Dave Ramsey’s Baby Steps posted at Military Finance Network, saying, “Dave Ramsey’s 7 Baby Steps is to provide a step by step guide to help people get out of debt and achieve financial freedom.”

Nickel presents Credit Score - Good? or Good Enough? posted at fivecentnickel.com.

Michael Schindler presents 10 Questions to Ask When Applying for Credit posted at Your Personal Finance Source.

Dan Miller presents Student Loan posted at Student Consolidation, saying, “Student loan consolidation is a great way to get a lower interest rate, as a reputable consolidation company will buy each loan off of the original lenders, lump it into one loan and offer lower interest and even deferment plans. Consolidate student loans to get them paid off more quickly with financial advice from a guidance counselor in this free video on student loans”

Frugal Living

Seth Comire presents Automatic Theft Machines posted at Penny For Your Debt.

Dave presents Cash For Clunkers posted at Cheapo Groovo, saying, “Learn how to get your $4500 rebate from the government”

Money Beagle presents Pack And Move Yourself To Save (And Make) Money posted at MoneyBeagle.

Wren Caulfield presents Moving? Save time and money with these great tips. posted at True Adventures in Money Hacking.

Insurance

Ky presents How to Get a Collision Estimate posted at richmond car insurance.

Ky presents Tips to Attain Cheapest Home Insurance Quote posted at contents insurance, saying, “”One can achieve high value of coverage without breaking the bank. Only thing which needs to be done is to achieve this feat are little bits of information. There are number of ways in which this can be done. There are as follows…”"

Doug Boude presents Employers: Save Yourself And Your Employees Some Healthcare Cash! posted at Doug Boude (rhymes with ‘loud’), saying, “this blog post explores a potential alternative to the way companies currently provide health coverage to their employees; an idea that potentially could save both employer and employee money”

Investing

Ryan Suenaga presents What’s in my Portfolio: Vanguard

Value Exchange Traded Fund posted at Uncommon Cents.

ABC presents Different Types of Stock Market Indexes posted at ABCs of Investing, saying, “How different types of stock market indexes work.”

Jeff Rose presents What Are Your Best Roth IRA Rates? posted at Jeff Rose.

Robert D Flach presents 1040 FYI - GROSS PROCEEDS AND COST BASIS posted at THE WANDERING TAX PRO.

Oliver Kennett presents Stocks and shares: What you need to get started posted at Star spray, saying, “In this economic climate people are looking for a good way to either protect their hard earned cash, or make that little pile of Benjamin’s blossom into a mountain range of equity.”

Make Money Online

Brian Young presents Retail Safety: Key Benefits of One-Time Security Locking System posted at Retail Security Products.

Buck Weber presents Best Sweepstakes Sites posted at THE BUCK LIST, saying, “Unlike the lottery, they are free to enter. In no particular order here are my top five favorite sweepstakes sites.”

Gregory E. Rouse presents What is Passive Income? posted at Free Online Business.org, saying, “FreeOnlineBusiness.org “How to start an online business for FREE without spending one cent!” This site finds and posts FREE tools for running an online business!”

Outshined presents The Power of Passive Income and Work Ownership posted at Personal Web Guide, saying, “”Passive Income” is a carnival that discusses the benefits of work ownership and generating a passive stream of revenue. It also details the most proficient skills and techniques needed to get your business, website, or service up and running regardless of what it is.”

Others

Jeff Rose presents Taking Care of an Elderly Parent posted at Jeff Rose.

Len Penzo presents Ten Essential Negotiating Tactics Everyone Should Know posted at Len Penzo . Com.

Matthew Paulson presents Tips to Avoid Getting Taken for a Ride When Buying a Used Car posted at American Consumer News.

Carlos Sera presents A Tale of Duty - “Common Sense, The Least Common of the Senses” posted at Financial Tales, saying, “My father-in-law was a wise old Yankee from Massachusetts when I met him at the ripe old age of 63. He was 17 years older than my mother-in-law and since he had spent most of his career as a State Department diplomat, I would listen closely to what he had to say since his world and perspective was so alien to the one I knew. He was born in 1915 and like many of his generation his thinking was shaped by the events of the Great Depression and then World War II. His formal education was cut short due to financial hardship but that didn’t mean he stopped learning.”

Property

Jonathan from Debt Loans presents An Introduction to the First Home Buyers Grant | Debt Loans posted at Debt Loans, saying, “You’re tired of renting – all that money that’s been flushed down the drain again and again – and now you’re ready to buy your first home. You may have heard about the government’s program promising money to first time homebuyers is being extended until 31 December 2009. What is this grant about, who is eligible and how much will first time buyers receive?”

Matthew Paulson presents Ten Questions to Ask Your Mortgage Officer posted at Fine-Tuned Finances.

Bob Brooks presents Prudent Mortgage Refinancing Isn’t About Getting a Lower Payment posted at Deceptive Money.

Savings

Joshua presents Re-Using For The Family Budget posted at Family and Parenting, saying, “Recycling is not only good for the environment but also good for your family finances.”

Lazy Man and Money presents Sprint Rebates Suck posted at Lazy Man and Money.

Kathryn presents Banks Increase Overdraft Fees; How to Prevent Them posted at Out of Debt Christian, saying, “The New York Times is reporting that several banks have recently upped a host of fees. Everything from balance transfers to ATM withdrawals are costing customers more. Overdraft fees also continue to rise.”

That concludes this edition. Submit your blog article to the next edition of everything about personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: everything about personal finance, blog carnival.

Earlier Carnivals:

• Carnival of everything about personal finance – 1st Edition
• Carnival of everything about personal finance – 2nd Edition
• Carnival of everything about personal finance - 3rd Edition
• Carnival of everything about personal finance - 4th Edition
• Carnival of everything about personal finance - 5th Edition

Other posts that you may be interested in:

• 7 powerful tips to become a successful day trader
• Powerful methods to get you out of your credit card debt
• The secret to having money
• Simple tips to trim down you monthly expenses
• 5 steps to set financial goals you can achieve

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