Carnival of everything about personal finance - 8th Edition

Mon, 10th August, 2009 - Posted by Nash

Carnival Of Everything About Personal Finance – 8th Edition

Welcome to the 8th Edition of Everything About Personal Finance!

In this carnival, just like the previous ones, you’ll see a wide variety of collection of fresh articles about Personal Finance in the topics of career, credit card, debt management, frugal living, property, make money online, insurance, investment, savings and others.

Just like the previous carnival, we will also choose the top 10 articles for this carnival.

To the contributors of the articles – thanks for participating! Please feel free to join this Carnival again in the future. Can you do me a favor? Can you please link this article back to your blog, so that both our readers can benefit from this post? Thanks!

What is blog carnival? It is a collection of articles from other blogs on the related topic. It’s divided to smaller topics where you can zoom in to the ones that interest you. The articles are fresh, so it’s always useful to come back for more.

If you like this article, you can subscribe to get future articles to be sent directly to your email.

Personal Finance Pick Of The Week

Kathryn presents International Unemployment Rates posted at Out of Debt Christian, saying, “The US unemployment rate hit 9.5% in June, a 26-year high. It’s predicted to go even higher in the coming months. But how does that compare with other countries? Check out this list of International unemployment rates collected by the Central Intelligence Agency. These are countries with higher unemployment rates than the US.”

David presents Fixed Rate Credit Cards are the Latest Casualty of the Credit Card Act of 2009 posted at Credit Card Offers IQ, saying, “With the passage of the Credit Card Act of 2009, many card issuers have stopped offering fixed rate cards in favor of variable rates.”

One Advice presents Assets in Bankruptcy posted at One Advice, saying, “Declaring bankruptcy mean you will no longer have control over your assets. Know your right before declaring bankruptcy…”

Big Larry presents Stupid Ways to Get Cash posted at Out of Debt Christian, saying, “When you are desperate for cash, there is always *someone* willing to lend you money, but of course at a tremendously high price. We reveal the high price of for popular ways to get quick cash and provide more sensible alternatives to each.”

The Smarter Wallet presents How To Consolidate Debt: Ways To Reduce Your Debt Load posted at The Smarter Wallet

The Investor presents How buying an iPhone can help make you rich posted at Monevator.com, saying, “Can it ever be financially sensible to buy a more expensive phone? Depends how you look at it…”

Brian presents High Cost Of Health Care: What Is The Root of the Problem? posted at How To Live a Longer Life, saying, “It doesn’t matter if we have private health care insurance, single-payer public coverage, or if we pay out of our cash and savings. No matter the health care system, the last year of life will be more expensive. At some point the costs might not be worth it.”

Investing Toolkit presents Why Should I Start Investing? posted at Investing Toolkit

Patrick @ Cash Money Life presents Unexpected Ways Having a Baby Changed Our Budget posted at Cash Money Life, saying, “Having a baby changes your budget in many ways - some of which are unexpected and difficult to plan for.”

Sam presents New !! Prenup !! Should I Sign a Prenuptial Agreement? Do I Need a Prenuptial Agreement? posted at Surfer Sam and Friends,

Career

Toni Graybill presents tonig.net: Welcome to My World of Wealth posted at Maximize Health and Wealth, saying, “Why an antidote to wealth? Is there an antidote to the antidote?”

Credit Card / Debt Management Programs

Jim DeSantis presents Why Fixing Your FICO Credit Score Should Be Your First Priority! posted at Emotions and Credit at On Line Tribune, saying, “The loan officer said: ‘Sorry, we cannot grant the loan. Your FICO score is just too low.’ FICO? What is a FICO credit rating score? How can I fix it? Repairing your FICO credit report is easier than you imagine, once you know what you need to fix.”

The Dough Roller presents How to Get Your Free FICO Credit Score from myFICO.com posted at The Dough Roller, saying, “Here’s how to get your official FICO credit score for free.”

Master Your Card presents A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part One – TransUnion posted at Master Your Card, saying, “Those songs from a certain misleading ad campaign sure are catchy – and I don’t just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that while the credit report is free, the “credit monitoring” service certainly isn’t.Aand it’s no walk in the park to cancel it either.”

Daniel Drew presents Unsecured Small Business Loan posted at My Business is doing well should I choose an SBA Loan?, saying, “”Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit”"

PFCreditCards presents How to Save Money With 0% Balance Transfers posted at PF Credit Cards, saying, “0% balance transfers are a great way to save money.”

One Advice presents Reduce Your Credit Card Debt posted at One Advice, saying, “Don’t know how to reduce your credit card debt? Worried about high credit card bills? You CAN be debt free with these VERY simple tips…”

Jeff Rose presents How to Review a Credit Report posted at Jeff Rose.

MoneyNing presents AnnualCreditReport.com For Free Credit Reports posted at Money Ning, saying, “Annualcreditreport.com should be the only place to get free credit reports.”

David presents 0% Balance Transfer Offers posted at Credit Card Offers IQ, saying, “Here is one of the largest list of 0% balance transfer offers on the Internet.”

The Dough Roller presents Will the ‘Real’ FICO Credit Score Please Stand Up posted at The Dough Roller, saying, “When you check your FICO score, make sure you get your real FICO score, and not a fake!”

Ben Dinsmore presents Which Loans Should You Pay Off First? Highest Interest or Lowest Balance posted at Trees Full of Money, saying, “The inside scoop of why I chose to deviate (slightly) from Dave Ramsey’s debt reduction techniques on my way to paying off over $90,000 in debt!”

Silicon Valley Blogger presents myFICO Score Watch: Equifax Credit Score Monitoring posted at The Digerati Life

Tony Cookson presents Do you have a Macy*s card? Part Two posted at This Young Economist.

Ray presents Making Money From Balance Transfer Credit Cards posted at Money Blue Book.

Miss Bankrupt presents When the Credit Score Doesn’t Matter posted at Miss Bankrupt.

The Consolidation and Reduction of Debt presents Main Characters In A Letter Of Credit posted at Categories Blog.

Daniel Drew presents Line of Credit posted at My Business is doing well should I choose an SBA Loan?, saying, “”Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit”"

Pinyo presents What is a Good Credit Score? posted at Moolanomy, saying, “Your credit score is an important aspect of your finances if you’re planning to borrow money — e.g., mortgage for home purchase or a student loan. In this article, learn what the industry considered a good score and follow instruction on how to get your credit score and credit report, as well as how to improve your score.”

Ray Taylor presents How To Check Your Credit Score posted at free credit tips, saying, “A must view for those with bad credit”

The Consolidation and Reduction of Debt presents Tips To Secure Fast Cash Loans Today | Categories Blog posted at Categories Blog.

Frugal Living

Stingy Student presents Best Amazon.com Discount Sale - 90% off for Back To School Shopping posted at Stingy Students, saying, “Get up to 90% off at Amazon.com for back to school shopping”

ChristianPF presents Cash for clunkers has gone away! posted at Money in the Bible | Christian Personal Finance Blog, saying, “After 5 days of it’s existence the Cash For Clunkers program has been suspended…”

Kristen Ellis presents Frugality In the Making: Misuse Of Coupons ~ Bad News For the Rest Of Us posted at Frugality In the Making.

Insurance

Patrick @ Military Money presents How Much Life Insurance Do Military Members Need? posted at Military Finance Network, saying, “Military members may have different life insurance needs than civilians. Here is information regarding how much life insurance military members should buy, and some resources for finding the best life insurance deals.”

Investing

Investing School presents Compare Online Brokers posted at Investing School, saying, “Online brokers are all pretty awesome but some just stand out above the rest. Here are a few you should look into.”

Alisha Harmann presents 10 Essential iPhone Apps for Intelligent Investors posted at ETFdb.

ABC presents Risks of Fixed Income Investments (Bonds) posted at ABCs of Investing, saying, “Some factors which can cause bonds to go down in price.”

Kevin Poulis presents ScotTrade.com – More Broker For Your Money posted at SiteTally.com.

Banker Saver presents How Safe Is Your Retirement Fund? posted at Banker Saver,

Investing School presents What is Forex? posted at Investing School, saying, “Forex refers to currency exchange and here’s more explanation of it.”

Others

Jonathan from Debt Loans presents How to Read a Product Disclosure Statement (PDS) | Debt Loans posted at Debt Loans, saying, “When considering purchasing any financial product, consumers will be given a Product Disclosure Statement (PDS) which outlines all the important information about the item the consumer is considering. It is meant to serve as a comparison document, so buyers can look at different options side by side in an easy to read format.”

Four Pillars presents 2009 Cash For Clunkers Program - Trade In Your Old Junker For Money posted at Quest For Four Pillars, saying, “A comprehensive look at the new Cash for Clunkers trade-in program.”

Mr Credit Card presents American Express Gift Cards Review posted at Ask Mr Credit Card.

Property

Chris presents Tax time: 8 house-related expenses you can claim. posted at Home I Own, saying, “Tax returns - use your home expenses and get money back”

Four Pillars presents Make Home Affordable Refinance Program Changes Eligibility Requirements For Easier Refinancing posted at Quest For Four Pillars, saying, “Making Home Affordable refinance program eases requirements.”

Retirement

Patrick @ Military Money presents Is REDUX Retirement Worth it? posted at Military Finance Network, saying, “REDUX is a military retirement option that offers military members a $30,000 Career Service bonus in return for a lower monthly pension. But is it worth it?”

Savings

Johnny Lokin presents How Retail Security Systems Can Protect Your Business posted at Retail Security Systems.

Wise_Bread presents What’s the Right Way to Save? posted at Wisebread.

Kathryn presents Easy Ways to Slash Bank Fees posted at Out of Debt Christian, saying, “Bank fees continue to go higher and higher, which means that avoiding them is more important than ever! With fees deducted directly from your account, it can be tough to notice that may have been charged hundreds of dollars per year just for the privilege of using your own money! Fortunately, you can cut these fees to nearly zero by taking just a few easy steps:”

That concludes this edition. Submit your blog article to the next edition of everything about personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: everything about personal finance, blog carnival.

Earlier Carnivals On Personal Finance:

…

Thanks for visiting nil2million.com. If you enjoyed this post, you can get a free regular updates on the RSS Feed, or you can have us delivered future posts directly to your email.

Don’t worry, we don’t like spam too. So we won’t send those to you and we won’t share your email with others too.