Make Money Tips

Posted by Nash

Welcome to the 12th Edition of Everything About Personal Finance!

In this carnival, just like the previous ones, you’ll see a wide variety of collection of fresh articles about Personal Finance in the topics of career, credit card, debt management programs, frugal living, property, make money online, insurance, investment, savings and others.

To the contributors of the articles – thanks for participating! Please feel free to join this Carnival again in the future. Can you do me a favor? Can you please link this article back to your blog, so that both our readers can benefit from this post? Thanks!

What is blog carnival? It is a collection of articles from other blogs on the related topic. It’s divided to smaller topics where you can zoom in to the ones that interest you. The articles are fresh, so it’s always useful to come back for more.

If you like this article, you can subscribe to get future articles to be sent directly to your email.

Career

Madeleine Begun Kane presents Just In Time For Labor Day, Some Job Interview Humor posted at Mad Kane’s Humor Blog.

nissim ziv presents How to Negotiate a Salary: Negotiation Tips, Questions & Expectations posted at Job Interview Guide, saying, “The article brings the best tips, tactics, questions and answers for your salary nagotiations.”

nissim ziv presents Resume Objective Ideas posted at Job Interview Guide, saying, “Many resume objectives and career summaries are missing the point. A properly written resume objective can pull the reader to your resume while a bad one can drive him or her out.”

FMF presents How to Make Up for Being Ugly posted at Free Money Finance, saying, “One way to make your career better: don’t be ugly.”

Credit Card / Debt Management Programs

Woman Tribune presents “Can My Credit Card Company Do That To Me?” posted at Woman Tribune, saying, “A list of current complaints from credit cardholders and comprehensive answers about several current credit card terms.”

OnlineCollege presents Online Colleges and Financial Aid - Top Accredited Online Colleges, Universities, and Courses posted at Universities and Colleges.

Braudis Pegram presents Are Some American Banks Un-American? posted at The koH Resources Blog.

Alex presents Is Buying a Rental Property Worth it? posted at MoneyStance - Money Making Opportunity Reviews, saying, “A getting out of debt Journal where Alex is paying down a half a million dollars in debt while simultaneously evicting tenants and battling the woes of a landlord.”

Colin Robertson presents Is Credit Card Interest Deductible? posted at The Truth About Credit Cards.com.

CreditCardAssist presents What Are The Responsibilities of a Co-Signer? posted at Credit Card Assist, saying, “Some risks and responsibilities to be aware of when co-signing for a credit card account or a loan.”

oneadvice presents Do I Need Debt Advice? posted at One Advice, saying, “Not sure if you need debt advice? Want to find out when the best time is to seek advice about your debts? Find out here…”

oneadvice presents Become Debt Free posted at Debt Free, saying, “Learn how to become debt free. Depending on your circumstances it could be easier than you think…”

Steve Faber presents - The Right Debt Management Solution – How It Can Help You Succeed Financially posted at DebtBlog, saying, “The ability to properly manage and use debt is one of the most vital skills you can possess, and one of the key determinants in your financial success.”

Credit Shout presents How often do credit scores change? posted at CreditShout.

Billeater presents How to Find a New Credit Card posted at Billeater.

Frugal Living

BWL presents Free land? posted at Christian Personal Finance, saying, “Believe it or not, Kansas is still giving away free land available to homesteaders…”

Joseph presents Cheap DVD Movies posted at How to save money

Investing

Patrick @ Cash Money Life presents Best Brokerages for Roth IRAs posted at Cash Money Life, saying, “Where should you open a Roth IRA? This article reviews some of the best mutual fund firms and discount brokerages for opening a Roth IRA.”

Mike Piper presents How to Rollover a 401k into an IRA posted at The Oblivious Investor, saying, “A step-by-step guide to rolling over a 401(k) account into an IRA. Also includes tips on pitfalls to avoid.”

Retirement Savior presents The Future of ETFs posted at Retirement Savior, saying, “Will the future of ETF’s be good or bad for investors? Times are changing, and the ETF “wild west” period is over.”

Sam presents Buy 500 Companies for $1,000 with a Stock Index Mutual Fund posted at Surfer Sam and Friends, saying, “Thanks for including my article. Here’s an excerpt… If you are a small investor who wants to meet your long-term investment goals, to minimize risk and to save the time and expense of researching stocks for yourself, an Index Fund is the ideal investment vehicle. Index Funds allow average people to participate intelligently in the stock market. If you have only $100 to invest, you can still buy shares in an Index Fund. People invest in Index Funds because they believe that stock markets are efficient and that stock-pickers on average will not do as well as the market. When you consider that other mutual funds, those with active managers, often do not perform as well as Index Funds, you can see why many small investors buy Index Funds. Here we answer your questions. What actually is a stock Index? What is an Index Fund? Is an Index Fund a good investment for you? How much does it cost to buy an Index Fund? How much will an Index Fund earn for you? How do you buy shares in an Index Fund? Which Index Fund should you buy? Finally, what are the tax considerations when you buy an Index Fund?”

Others

Bucksome presents Is Your Partner Financially Compatible? posted at Buck$omeboomer’s Financial Path to Retirement, saying, “A study that included over a thousand adults determined that even though people are more likely to select partners that with matching personality traits and looks they go for the opposite when it comes to finances. Of course the result of the opposite orientation is fighting. In my Financial Peace University class, Dave Ramsey mentions that money is the number one reason couples fight (and in some cases divorce). So what do you do once you fall in love with a financial opposite and marry?”

Property

Chris presents Buying a home? Learn how negative equity can become your worst nightmare. posted at Home I Own.

Jeff Rose presents How to Hire an Architect For Building Your Dream Home posted at Jeff Rose.

Retirement

Bill Spohnholtz presents 401K Rollovers (Gimme My Money Back) | Learn The Stock Market And How to Trade posted at Learn The Stock Market And How to Trade, saying, “You left the company for a reason, why let your money make your old company some money? There are better ways!”

That concludes this edition. Submit your blog article to the next edition of everything about personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: everything about personal finance, blog carnival.

Earlier Carnivals On Personal Finance:

Career

Alvina Lopez presents 100 Best Personal Finance Blogs for Recent College Grads – Online Degree Programs.org: Top Online Degrees posted at Online Degree Programs.org.

Linda Jones presents 100 Places to Plan & Research Your Next Career Move posted at Best Colleges Online.

nissim ziv presents How to Decide on a Career? How to Choose a Career Path? posted at Job Interview Guide, saying, “All of us have some thoughts and ideas about our careers and professions. It is however sad to see that not everyone reaches a career or path of profession that they would like to.”

nissim ziv presents How to Reach your Career Goals and Objectives posted at Job Interview Guide, saying, “Being successful in a profession covers a lot of aspects. Being successful in a career does not only mean being paid at the end of the month and getting appraisals at the end of a year or more. .”

nissim ziv presents Why Did You Choose This Career - Interview Question and Answers posted at Job Interview Guide, saying, “Some of these job interview questions are trick questions, which are basically asked in a bid to differentiate between the good interviewees and the best interviewees. One such tricky question is why did you choose this career?”

Logan Flatt, CFA presents Volunteering to be Selfish | PowerWealth.com posted at PowerWealth.com.

Jeff Rose presents Changing Careers? How To Become a Certified Financial Planner posted at Jeff Rose.

Kate Hopkins presents 100 Best Blogs for Career-Minded Students posted at Online Schools.

Alvina Lopez presents How to Not Go Broke in College: 100 Tips, Tools, and Tricks posted at Associate Degree Blog.

Linda Jones presents Beyond Monster: 50 Great Career Links for Recent College Grads posted at Online Universities.com.

Credit Card / Debt Management Programs

Bob Brooks presents Nightline Busts these Debt Settlement Scams posted at Deceptive Money.

Damon Day presents Top 5 myths told by Debt Settlement Companies posted at Damon Day, saying, “Often times Debt Settlement Salesmen will say anything to sign up consumers into their programs. It is important for consumers to educate themselves on the topic of debt settlement so they can recognize when they are being told the truth and when they are being led down the wrong financial path.”

Daniel Drew presents Unsecured Small Business Loans posted at My Business is doing well should I choose an SBA Loan?, saying, “”Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit”"

David presents Balance Transfer for Life Offers posted at Credit Card Offers IQ, saying, “Review of balance transfer for life offers.”

The Dough Roller presents AccountNow Prepaid Visa and MasterCard posted at The Dough Roller, saying, “Review of the AccountNow prepaid credit card.”

BrandonLaughridge presents Credit Scores: How Important Are They? posted at Mortgage Loan Place Blog, saying, “Learn how to improve your credit score and why it matters.”

CreditCardAssist presents Debit Cards Are Popular But Credit Cards Still Needed posted at Credit Card Assist, saying, “Post that discusses the rising popularity of debit cards and the need for solid, conservative credit card products and services is still in great demand from consumers.”

James Williamson presents Instant Approval Unsecured Credit Cards posted at Spare Dollars.

SpendOnLife.com presents Can My Credit Card Company Sue Me? posted at SpendOnLife.

Daniel Drew presents Unsecured Small Business Loan posted at My Business is doing well should I choose an SBA Loan?, saying, “”Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit”"

The Dough Roller presents List of Free Prepaid Credit Cards posted at The Dough Roller, saying, “A list of free and low cost prepaid cards.”

Frugal Living

KCLau presents Thoughtless Spending posted at KCLau’s Money Tips, saying, “I was surfing the web recently and an article in Yahoo finance caught my attention. The article emphasizes the need to curb spending on the miscellaneous things in daily life.”

Insurance

List of Auto Insurance Companies posted at Home Life Weekly, saying, “A great list of Auto insurance companies to help find the best quotes together with customer satisfaction scores. Makes some interesting reading!!”

Master Your Card presents What to Expect If You Declare Yourself Bankrupt | Master Your Card posted at Master Your Card, saying, “If you’ve made the difficult decision to declare yourself bankrupt, you’re probably breathing a big sigh of relief at having the weight lifted off your shoulders. Once this passes though, you’ll probably be wondering what life will be like now that you’ve taken the plunge, and how you can rebuild your credit situation again.”

Joshua Dorkin presents Health and Life Insurance: Two Policies – Two Different Needs (slightly off topic of RE) posted at Real Estate Investing For Real.

Investing

Ashley Cook presents Money Saving & Goal Setting posted at Saving Money Today, saying, “When it comes to saving money, it is important to have goals.”

Debt Wizard presents Savings and Timeframes posted at Money Help, saying, “When it comes to saving money, you need to keep in mind your timeframe.”

Jonathan from Debt Loans presents Debt Consolidation vs. Bankruptcy | Debt Loans posted at Debt Loans, saying, “Despite Australia seemingly missing the worst of the Global Financial Crisis, there is no question that these are difficult economic times. To many people, it is a struggle just to pay the bills each month. Other people are in an even more difficult situation and, with each passing day, they are falling even further behind. What do they do? Debt consolidation and bankruptcy are two options available for those who are deeply in debt. However, is one option better than the other? Which option is right for you?”

Investing School presents What is Net Working Capital? posted at Investing School, saying, “Net working capital is one of the most important asset to have.”

Marvin Johnson presents Forex Trading Software That Really Works: Cutting-Edge Forex Trading Software Released By Noted Ivy League Wiz posted at Forex Trading Software That Really Works.

Stock Trading Brokers presents Investing Basics - Work With an Online Broker For The Right Reasons posted at Stock Trading Brokers, saying, “Remember to know why you are using an online broker.”

Jimmy Atkinson presents Sugar ETF Surges On Supply Concerns posted at ETF Database.

Finance Tips 101 presents Pocket Some Hard Earned Cash By Saving On The Electric Bill posted at Finance Tips 101.

Jeff Rose presents Using a Roth IRA to Maximize Your Wealth posted at Jeff Rose.

Rohit presents Dump your savings account..! posted at eMoneyLog, saying, “Thoughts on how High Yield checking accounts have made savings account obsolete.”

MoneyNing presents Rental Property vs REIT posted at Money Ning, saying, “Which is best? Getting a rental property or investing in REITs? Here we weigh in.”

Make Money Online

Mike smmrs johnson presents How to Make money online fast posted at how to make money online… Fast!, saying, “It’s easy to make money online once you know what you are doing. At one point their was no money, and look how much there is now. There are various forms of money all over the world.”

Gregory E. Rouse presents FREE Online Office Programs posted at Free Online Business.org, saying, “FreeOnlineBusiness.org the site that finds and posts FREE software and tools for running an online business!”

Ross G presents August $50 giveaway posted at Will it change you: portal for personal growth, saying, “Does giving money away manifest it back to you?”

Jonathan from Debt Loans presents Debt Consolidation Services: What You Need To Know | Debt Loans posted at Debt Loans, saying, “Debt consolidation is relatively simple to understand; as the name implies, you are consolidating your debts. This means that instead of keeping track of multiple loans and multiple payments, you take out one large personal loan that assumes all of your current debt. This way, you only keep track of one loan and one payment with a single interest rate.”

CPF presents How to make money writing for Hubpages posted at Money in the Bible | Christian Personal Finance Blog, saying, “Tips for beginning to create passive income with Hubpages”

Brian Campbell presents 5 Secret Characteristics of Successful Forex Traders posted at Brian Campbell, saying, “Ever wonder what makes a successful forex trader tick? Find out the 5 secret characteritcs that every successful forex trader possess.”

Others

Master Your Card presents Beware The Curse of The Cosigner posted at Master Your Card, saying, “If you’re diligent about paying your bills and keeping your credit score high, the time may come that someone may ask you to cosign for a credit card. This will become even more likely once President Obama’s CARD Act goes into effect in 2010, requiring anyone under age 21 applying for a credit card to have a cosigner if they don’t have sufficient income. Often, the person asking is a family member or friend that you may find it hard to turn down. But is the satisfaction of helping another worth the risk of destroying the credit rating you’ve worked so hard to achieve? Only you can answer that question, but there are a few things you should consider before making your decision.”

KCLau presents I achieved financial freedom at 38 posted at KCLau’s Money Tips, saying, “This post is contributed by WaiYin, a reader whom I admire very much because she achieved financial freedom at age 38! Here, she shares how she did it.”

Patrick @ Cash Money Life presents Is Your Car Eligible for the Cash For Clunkers Program? posted at Cash Money Life, saying, “There is a lot of confusion regarding which vehicles are eligible for the $3,500 to $4,500 voucher for the Cash for Clunkers program.”

Harold presents Cash for Clunkers – An Uncertain Future posted at The Car Enthusiast, saying, “Although the Cash for Clunkers program has been quite popular, it has faced its fair share of challenges and criticisms.”

CPF presents Is the iPhone coming to verizon? posted at Money in the Bible | Christian Personal Finance Blog, saying, “Rumor has it that the iPhone will be coming to Verizon soon - could it be true?”

Property

FMF presents A Moving Nightmare posted at Free Money Finance, saying, “A warning about the perils of moving.”

Retirement

MoneyNing presents 401k, Traditional IRA and Roth IRA Savings Not The Same posted at Money Ning, saying, “When you plan for retirement, do you really look into the tax situation and how it will affect your account balances?”

Savings

Patrick @ Money Saving Deals presents Chase Bank $150 Coupon Code for New Chase Checking Account posted at Cash Money Life Deals, saying, “Get a $150 sign up bonus with Chase Bank Checking Account.”

Barbara Williams presents 100 Money-Saving Hacks for Living Large on a Student Budget posted at Online Courses.

Ashley Cook presents Easy Ways to Save Money at the Gas Station posted at Saving Money Today, saying, “With rising gas prices and pressure on the economy, pinching pennies at the gas pump can add up to some seriously big bucks.”

Barbara Williams presents 100 Productive Ways to Spend Your Summer Vacation posted at Online Courses.org.

Lazy Man and Money presents How I Saved Hundreds in a Half Hour posted at Lazy Man and Money.

That concludes this edition. Submit your blog article to the next edition of everything about personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: everything about personal finance, blog carnival.

Earlier Carnivals On Personal Finance:

…

Thanks for visiting nil2million.com. If you enjoyed this post, you can get a free regular updates on the RSS Feed, or you can have us delivered future posts directly to your email.

Don’t worry, we don’t like spam too. So we won’t send those to you and we won’t share your email with others too.

…

Categories : Blog Carnival, Credit Card, Debt Management, Insurance, Investment, Links, Make money tips, Personal finance, retirement

Posted by Nash

Welcome to the 8th Edition of Everything About Personal Finance!

In this carnival, just like the previous ones, you’ll see a wide variety of collection of fresh articles about Personal Finance in the topics of career, credit card, debt management, frugal living, property, make money online, insurance, investment, savings and others.

Just like the previous carnival, we will also choose the top 10 articles for this carnival.

To the contributors of the articles – thanks for participating! Please feel free to join this Carnival again in the future. Can you do me a favor? Can you please link this article back to your blog, so that both our readers can benefit from this post? Thanks!

What is blog carnival? It is a collection of articles from other blogs on the related topic. It’s divided to smaller topics where you can zoom in to the ones that interest you. The articles are fresh, so it’s always useful to come back for more.

If you like this article, you can subscribe to get future articles to be sent directly to your email.

Personal Finance Pick Of The Week

Kathryn presents International Unemployment Rates posted at Out of Debt Christian, saying, “The US unemployment rate hit 9.5% in June, a 26-year high. It’s predicted to go even higher in the coming months. But how does that compare with other countries? Check out this list of International unemployment rates collected by the Central Intelligence Agency. These are countries with higher unemployment rates than the US.”

David presents Fixed Rate Credit Cards are the Latest Casualty of the Credit Card Act of 2009 posted at Credit Card Offers IQ, saying, “With the passage of the Credit Card Act of 2009, many card issuers have stopped offering fixed rate cards in favor of variable rates.”

One Advice presents Assets in Bankruptcy posted at One Advice, saying, “Declaring bankruptcy mean you will no longer have control over your assets. Know your right before declaring bankruptcy…”

Big Larry presents Stupid Ways to Get Cash posted at Out of Debt Christian, saying, “When you are desperate for cash, there is always *someone* willing to lend you money, but of course at a tremendously high price. We reveal the high price of for popular ways to get quick cash and provide more sensible alternatives to each.”

The Smarter Wallet presents How To Consolidate Debt: Ways To Reduce Your Debt Load posted at The Smarter Wallet

The Investor presents How buying an iPhone can help make you rich posted at Monevator.com, saying, “Can it ever be financially sensible to buy a more expensive phone? Depends how you look at it…”

Brian presents High Cost Of Health Care: What Is The Root of the Problem? posted at How To Live a Longer Life, saying, “It doesn’t matter if we have private health care insurance, single-payer public coverage, or if we pay out of our cash and savings. No matter the health care system, the last year of life will be more expensive. At some point the costs might not be worth it.”

Investing Toolkit presents Why Should I Start Investing? posted at Investing Toolkit

Patrick @ Cash Money Life presents Unexpected Ways Having a Baby Changed Our Budget posted at Cash Money Life, saying, “Having a baby changes your budget in many ways - some of which are unexpected and difficult to plan for.”

Sam presents New !! Prenup !! Should I Sign a Prenuptial Agreement? Do I Need a Prenuptial Agreement? posted at Surfer Sam and Friends,

Career

Toni Graybill presents tonig.net: Welcome to My World of Wealth posted at Maximize Health and Wealth, saying, “Why an antidote to wealth? Is there an antidote to the antidote?”

Credit Card / Debt Management Programs

Jim DeSantis presents Why Fixing Your FICO Credit Score Should Be Your First Priority! posted at Emotions and Credit at On Line Tribune, saying, “The loan officer said: ‘Sorry, we cannot grant the loan. Your FICO score is just too low.’ FICO? What is a FICO credit rating score? How can I fix it? Repairing your FICO credit report is easier than you imagine, once you know what you need to fix.”

The Dough Roller presents How to Get Your Free FICO Credit Score from myFICO.com posted at The Dough Roller, saying, “Here’s how to get your official FICO credit score for free.”

Master Your Card presents A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part One – TransUnion posted at Master Your Card, saying, “Those songs from a certain misleading ad campaign sure are catchy – and I don’t just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that while the credit report is free, the “credit monitoring” service certainly isn’t.Aand it’s no walk in the park to cancel it either.”

Daniel Drew presents Unsecured Small Business Loan posted at My Business is doing well should I choose an SBA Loan?, saying, “”Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit”"

PFCreditCards presents How to Save Money With 0% Balance Transfers posted at PF Credit Cards, saying, “0% balance transfers are a great way to save money.”

One Advice presents Reduce Your Credit Card Debt posted at One Advice, saying, “Don’t know how to reduce your credit card debt? Worried about high credit card bills? You CAN be debt free with these VERY simple tips…”

Jeff Rose presents How to Review a Credit Report posted at Jeff Rose.

MoneyNing presents AnnualCreditReport.com For Free Credit Reports posted at Money Ning, saying, “Annualcreditreport.com should be the only place to get free credit reports.”

David presents 0% Balance Transfer Offers posted at Credit Card Offers IQ, saying, “Here is one of the largest list of 0% balance transfer offers on the Internet.”

The Dough Roller presents Will the ‘Real’ FICO Credit Score Please Stand Up posted at The Dough Roller, saying, “When you check your FICO score, make sure you get your real FICO score, and not a fake!”

Ben Dinsmore presents Which Loans Should You Pay Off First? Highest Interest or Lowest Balance posted at Trees Full of Money, saying, “The inside scoop of why I chose to deviate (slightly) from Dave Ramsey’s debt reduction techniques on my way to paying off over $90,000 in debt!”

Silicon Valley Blogger presents myFICO Score Watch: Equifax Credit Score Monitoring posted at The Digerati Life

Tony Cookson presents Do you have a Macy*s card? Part Two posted at This Young Economist.

Ray presents Making Money From Balance Transfer Credit Cards posted at Money Blue Book.

Miss Bankrupt presents When the Credit Score Doesn’t Matter posted at Miss Bankrupt.

The Consolidation and Reduction of Debt presents Main Characters In A Letter Of Credit posted at Categories Blog.

Daniel Drew presents Line of Credit posted at My Business is doing well should I choose an SBA Loan?, saying, “”Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit”"

Pinyo presents What is a Good Credit Score? posted at Moolanomy, saying, “Your credit score is an important aspect of your finances if you’re planning to borrow money — e.g., mortgage for home purchase or a student loan. In this article, learn what the industry considered a good score and follow instruction on how to get your credit score and credit report, as well as how to improve your score.”

Ray Taylor presents How To Check Your Credit Score posted at free credit tips, saying, “A must view for those with bad credit”

The Consolidation and Reduction of Debt presents Tips To Secure Fast Cash Loans Today | Categories Blog posted at Categories Blog.

Frugal Living

Stingy Student presents Best Amazon.com Discount Sale - 90% off for Back To School Shopping posted at Stingy Students, saying, “Get up to 90% off at Amazon.com for back to school shopping”

ChristianPF presents Cash for clunkers has gone away! posted at Money in the Bible | Christian Personal Finance Blog, saying, “After 5 days of it’s existence the Cash For Clunkers program has been suspended…”

Kristen Ellis presents Frugality In the Making: Misuse Of Coupons ~ Bad News For the Rest Of Us posted at Frugality In the Making.

Insurance

Patrick @ Military Money presents How Much Life Insurance Do Military Members Need? posted at Military Finance Network, saying, “Military members may have different life insurance needs than civilians. Here is information regarding how much life insurance military members should buy, and some resources for finding the best life insurance deals.”

Investing

Investing School presents Compare Online Brokers posted at Investing School, saying, “Online brokers are all pretty awesome but some just stand out above the rest. Here are a few you should look into.”

Alisha Harmann presents 10 Essential iPhone Apps for Intelligent Investors posted at ETFdb.

ABC presents Risks of Fixed Income Investments (Bonds) posted at ABCs of Investing, saying, “Some factors which can cause bonds to go down in price.”

Kevin Poulis presents ScotTrade.com – More Broker For Your Money posted at SiteTally.com.

Banker Saver presents How Safe Is Your Retirement Fund? posted at Banker Saver,

Investing School presents What is Forex? posted at Investing School, saying, “Forex refers to currency exchange and here’s more explanation of it.”

Others

Jonathan from Debt Loans presents How to Read a Product Disclosure Statement (PDS) | Debt Loans posted at Debt Loans, saying, “When considering purchasing any financial product, consumers will be given a Product Disclosure Statement (PDS) which outlines all the important information about the item the consumer is considering. It is meant to serve as a comparison document, so buyers can look at different options side by side in an easy to read format.”

Four Pillars presents 2009 Cash For Clunkers Program - Trade In Your Old Junker For Money posted at Quest For Four Pillars, saying, “A comprehensive look at the new Cash for Clunkers trade-in program.”

Mr Credit Card presents American Express Gift Cards Review posted at Ask Mr Credit Card.

Property

Chris presents Tax time: 8 house-related expenses you can claim. posted at Home I Own, saying, “Tax returns - use your home expenses and get money back”

Four Pillars presents Make Home Affordable Refinance Program Changes Eligibility Requirements For Easier Refinancing posted at Quest For Four Pillars, saying, “Making Home Affordable refinance program eases requirements.”

Retirement

Patrick @ Military Money presents Is REDUX Retirement Worth it? posted at Military Finance Network, saying, “REDUX is a military retirement option that offers military members a $30,000 Career Service bonus in return for a lower monthly pension. But is it worth it?”

Savings

Johnny Lokin presents How Retail Security Systems Can Protect Your Business posted at Retail Security Systems.

Wise_Bread presents What’s the Right Way to Save? posted at Wisebread.

Kathryn presents Easy Ways to Slash Bank Fees posted at Out of Debt Christian, saying, “Bank fees continue to go higher and higher, which means that avoiding them is more important than ever! With fees deducted directly from your account, it can be tough to notice that may have been charged hundreds of dollars per year just for the privilege of using your own money! Fortunately, you can cut these fees to nearly zero by taking just a few easy steps:”

That concludes this edition. Submit your blog article to the next edition of everything about personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: everything about personal finance, blog carnival.

Earlier Carnivals On Personal Finance:

…

Thanks for visiting nil2million.com. If you enjoyed this post, you can get a free regular updates on the RSS Feed, or you can have us delivered future posts directly to your email.

Don’t worry, we don’t like spam too. So we won’t send those to you and we won’t share your email with others too.

…

Categories : Blog Carnival, Credit Card, Debt Management, Insurance, Investment, Links, Make money tips, Personal finance, retirement

Posted by Nash

Welcome to the 7th Edition of Everything About Personal Finance! We’ve managed to collate a lot of articles from the contributing authors. I’m sure there’s at least one interesting article for everyone.

I’ve read one interesting article from a blogging friend in www.onemint.com. He mentioned that people’s perception is that the recession is over and economic recovery is underway. Nevertheless, personal finance is something everyone should take interest on, whether the economy is going south or not.

In this carnival, just like the previous ones, you’ll see a wide variety of collection of fresh articles about Personal Finance in the topics of career, credit card, debt management, frugal living, property, make money online, insurance, investment, savings and others.

Just like the previous carnival, we will also choose the top 10 articles for this carnival.

To the contributors of the articles – thanks for participating! Please feel free to join this Carnival again in the future. Can you do me a favor? Can you please link this article back to your blog, so that both our readers can benefit from this post? Thanks!

What is blog carnival? It is a collection of articles from other blogs on the related topic. It’s divided to smaller topics where you can zoom in to the ones that interest you. The articles are fresh, so it’s always useful to come back for more.

If you like this article, you can subscribe to get future articles to be sent directly to your email.

Pick Of The Week

Jonathan from Debt Loans presents How to Fix Bad Credit | Debt Loans posted at Debt Loans, saying, “It’s easy to fall into the bad credit trap, but it’s extremely difficult to get out of that trap. Improving your credit rating is possible, though it can also be tricky. As with most other things in life, there are some fool-proof ways to improve your credit score for good.”

Linda Jones presents 100 Tips, Tools, and Resources to Reinvent Your Career posted at JobProfiles.org - Job Descriptions and Online Schools to Start Your Career.

Pinyo presents Dave Ramsey And The Power of Behavioral Finance posted at Moolanomy, saying, “Learn why Dave Ramsey is such a popular Get Out of Debt Guru. It’s all in your mind.”

Julie presents Parenting Tips: Making Sure Your Children are Financially Literate posted at More4kids.

Michael Schindler presents 4 Benefits of Index Fund Investing posted at Your Personal Finance Source, saying, “Index fund investing is a great way to build wealth. Although it has many advantages, this article discusses 4 primary benefits associated with index fund investing.”

KCLau presents Why the worse classmates are wealthier than you? posted at KCLau’s Money Tips, saying, “Discusses if there is a correlation between academic success and financial well-being”

Chris McClelland presents How social networking sites can also help you save some money posted at Lucrative Investing.

Kathryn presents Beware! 15 Common Scams That Can Steal Your Money posted at SpendOnLife, saying, “Important information about how to avoid the most common scams including scams that try to steal money away from people seeking legitimate job opportunities.”

Kate Hopkins presents 100 Money-Saving Lessons from Poor College Kids posted at Online College Degree.org.

Master Your Card presents 7 Lame Reasons People Spend More Than They Make posted at Master Your Card, saying, “Personal finance isn’t exactly rocket science. We all pretty much understand the basic concepts of living below our means, budgeting, tracking expenses, etc. But, even as straightforward as these concepts are, there are still plenty of people out there in debt and spending more then they make. So, here are seven lame excuses we hear, or we use ourselves, about why we spend more than we make.”

Career

One Advice presents IVA Bank Accounts posted at One Advice, saying, “Been accepted for an IVA but worried that you cannot get a bank account? Need to move away from a bank that you are in debt too? You CAN get a bank account! Find out how…”

FMF presents When to Take Two Pages on Your Resume posted at Free Money Finance, saying, “The right length for a resume.”

Credit Card / Debt Management Programs

Mr Credit Card presents Best Business Credit Cards Recommendations for 2009 posted at Ask Mr Credit Card.

Miss Bankrupt presents Staying Sane While Broke and in Debt posted at Miss Bankrupt.

Daniel Drew presents Unsecured Small Business Loans posted at My Business is doing well should I choose an SBA Loan?, saying, “”Lines of credit are generally paid off by opting for a permanent source of financing. In case of commercial property line of credit, the sale of the old property may help repay the line of credit”"

Daniel Drew presents Small Business Loans posted at My Business is doing well should I choose an SBA Loan?, saying, “Many companies in the US are ready to help businesspersons when they need financial assistance. The lending companies have a team of experts who can guide you about matters pertaining to unsecured loans, so that you can make a smart financial decision.”

SpendOnLife.com presents Weather the Storm by Keeping Credit Card Debt posted at SpendOnLife.

Ben Dinsmore presents How to Clean Up Your Credit Reports: A Step by Step Guide to Repair Your Report and Increase Your Credit Scores. posted at Trees Full of Money, saying, “Improve your three major credit files with my simple step by step guide.”

Patrick @ Cash Money Life presents Using Credit Cards to Rebuild Your Credit Score posted at Cash Money Life, saying, “You can use credit cards to establish or rebuild your credit score - even if you have no credit or a bad credit history.”

Jonathan from Debt Loans presents 8 Things You Need to Know About Payday Loans | Debt Loans posted at Debt Loans, saying, “A few years ago, a couple I know got into trouble with some payday loans. Hard on their luck and desperately in need of groceries, they spent a couple of weeks taking out payday loans from one of those conveniently located check-cashing places. Before too long, they were drowning due to the payday loans. While they wouldn’t have had food in their home otherwise, here’s a list of things that would have helped them (and can help you) before they were in over their heads in a high-interest debt situation:”

CreditCardAssist.com presents What Does Pre-Approved Really Mean? posted at Credit Card Assist.

Ben presents New Credit Card Rules - How They’ll Help You posted at Money Smart Life.

Frugal Living

Woman Tribune presents 5 Tricks to Get a Handle on Unnecessary Spending posted at Woman Tribune.

Kathryn presents Spend a Little, Save a Lot posted at Out of Debt Christian, saying, “Sometimes, you’ve got to spend some money to save some money. Here are three great programs that will cost you a few dollars today but could save you hundreds of dollars over the months ahead…”

MatthewPaulson presents Use an Income and Expense Budget to Deal With Your Financial Problems posted at Fine-Tuned Finances.

Insurance

PPO HMO Insurance Differences Explained posted at Home Life Weekly, saying, “This article discusses the differences between PPO HMO insurance differences in simple terms”

Investing

The Smarter Wallet presents Investing In The Stock Market? Rules To Help You Sleep At Night posted at The Smarter Wallet, saying, “Thanks!”

Investing Toolkit presents The Successful Stock Investor: Do You Have These Attributes? posted at Investing Toolkit.

Sam presents New !! Make Money With the Best Stock Investments in the Market posted at Surfer Sam and Friends

Nickel presents Best CD Rates (Updated!) posted at fivecentnickel.com.

Martha Jackson presents 10 Excellent YouTube Videos to Learn About Long-Term Investing posted at ETFdb.

Property

Chris presents The pros and cons of non-bank lenders posted at Home I Own, saying, “First home buyers, this is a must read for you.”

Retirement

Jeff Rose presents 5 Year Rule for Roth IRA Qualified Distributions posted at Jeff Rose.

Savings

Banker Saver presents Is The Inflation Protected Certificate of Deposit Still Around? posted at Banker Saver, saying, “Thanks!”

Mindi Lyons presents Your Financial Latte Factor posted at Mindi Lyons.com.

Tom Tessin presents 10 Steps to Help You Lease a Car posted at FGC Auto Blog, saying, “Looking to lease your next car? Here are some steps that you can use.”

Silicon Valley Blogger presents FNBO Direct: Best Online Savings Account, ETrade Bank Interest Rate At 3% APY posted at The Digerati Life

Savings Toolbox presents Compare Features when Shopping for an Online Bank posted at Savings Toolbox

.

Others

Madeleine Begun Kane presents Kindle Swindle? posted at Mad Kane’s Political Madness.

Jenny presents Strict Spending posted at Stop Spending Money, saying, “It is not too difficult to learn how to budget and still be happy.”

Mike Piper presents What are refundable tax credits? posted at Taxes Made Simple, saying, “A quick explanation (and some examples) of the tax term “refundable credit.”"

Britannica Blog presents About Fixing the Economy: Obama, Weak; GOP, Clueless; the Masses: Distracted (by Michael Jackson, et. al) | Britannica Blog posted at Britannica Blog, saying, “Vice President Joe Biden says the administration “misread” the severity of the recession, an assertion borne out by forecasts supporting the stimulus package that came nowhere near seeing June’s unemployment rate of 9.5 percent. Yet the statement still seems odd: Even during the campaign economists and politicians alike were talking about the worse economic calamity since the Great Depression. Misread, indeed.”

That concludes this edition. Submit your blog article to the next edition of everything about personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: everything about personal finance, blog carnival.

Earlier Carnivals:

…

Thanks for visiting nil2million.com. If you enjoyed this post, you can get a free regular updates on the RSS Feed, or you can have us delivered future posts directly to your email.

Don’t worry, we don’t like spam too. So we won’t send those to you and we won’t share your email with others too.

…

Categories : Blog Carnival, Credit Card, Insurance, Investment, Make money tips, Personal finance, retirement

Posted by Nash

In this post, Stock Investing gives tips about online stock investment for beginners

It’s no secret that online trading can be a very lucrative, yet highly competitive field, and the truth is that the stock market doesn’t care if you are an experienced or a beginner trader.

The rules and the opportunities are the same for everyone, so either you are going to make money when you pick a stock and make a trade or you are simply going to lose it in favor of the more seasoned ones.

As a stock trader your homework is all about studying and testing different market strategies that can help you take advantage of stocks while at the same time protect your gains.

Just always keep in mind that a good strategy is simple and practical. Complicated stock systems will always make you slow in your decision making process or confuse you from the start.

A trader must always read as much as he can. There is simply no other way to prepare one self for this difficult yet incredibly rewarding activity, but to read and put into practice as much ideas as you can, at least by paper trading first.

The are a lot of books on the subject that pretend to help you, however many of them where written 6 or 8 years ago and that kind of makes them obsolete in this constantly changing field.

Fortunately there are some practical stock trading sites on the web where you can access proven trading strategies that are easy to implement. One of those sites is http://www.MomentumStockPick.com

They focus on stock trading methodologies that can help you identify and take advantage of certain stocks with momentum, while limiting your risk. Visit them today and improve your stock trading potential in 2009.

About the Author:

Momentum Stock Pick helps stock traders and investors take advantage of practical stock trading opportunities every day.

Collection of Articles on Personal Finance (Carnivals):

…

Thanks for visiting nil2million.com. If you enjoyed this post, you can get a free regular updates on the RSS Feed, or you can have us deliver future posts directly to your email.Don’t worry, we don’t like spam as much as you, so we won’t send those to you. We won’t share your email to anyone else too.

…

Categories : Investment, Make money tips

Posted by Nash

Here are some of the interesting posts that I’ve read this past week from my blogroll friends and other blogs.

How to improve your credit history and raise your score fast – by Credit Card Watch
10 tips on saving money and investing as two sides of the same coin – by Financial Highway
Economy and your finances carnival June 7 2009 – by OneMint
Where does all my money go? – by OneMint
How I got 12,000 pageviews for $50 – by Problogger
17th edition of the carnival of everything money – by The Penny Daily
Carnival of financial planning – Edition # 92 – by ZachStocks
Do you have a wedding debt – by KC Lau
Financial planning reading list – by Pasadena Financial Planner

Hope you’ll enjoy reading it as much as I have!

Categories : Credit Card, Investment, Links, Make money tips, Personal finance

Posted by Nash

Ever heard of the saying – nothing comes for free? Well, to be honest, there’s nothing wrong about free sites, but if what you want is to make money, free sites are not the best place for it.

Online paid survey is a popular choice to make money online. It’s easy, fast and you can get some money out of it by having as little as a few hours of work.

When something is popular, you should be careful of the scams.

So what can scam do to you? Well, they can ask you to join in their program which you got to pay some money, and poof! nothing happens – except you losing your money. Some scammers also use your details to sell it to marketers and you’ll end up having spam emails to your mailbox, which everyone just hates that.

So, before you join into any of the online paid survey here are some tips for you to avoid being scammed:

Tip No 1: Check the support from the paid survey website

This is one useful test to do. In the “contact us” from the website, check out the email or phone number that you can contact them. You can post a simple question to the email and see how fast they respond and how is the quality of the respond. If they don’t respond at all then you should be worried.

What happens if they don’t even have a “contact us” page? Then you really should be worried.

Tip No 2: If it’s too good to be true, then it probably is

Ever get into those websites that promises you to earn thousands per month doing online survey? And you’re telling yourself are they for real? Well, most of the time they probably are. As online surveys gives small pay outs when they are completed usually in the tens of dollars – now how many surveys can you do to actually get thousands of dollars?

Tip No 3: Check out the company profile

A genuine paid survey profile normally have a good write up on the profile. Not just a one-liner. And they would also mention how many years they’ve been around. This is important – coz you don’t want to end up getting involved in a fly-by-night kinda websites.

Tip No 4: Be careful of free sites

Ever heard of the saying – nothing comes for free? Well, to be honest, there’s nothing wrong about free sites, but if what you want is to make money, free sites are not the best place for it. You may get into mystery shopping or something like that but you don’t normally get good money from it.

Tip No 5: Avoid mystery shopping

As I mentioned in Tip No 4, mystery shopping is just what it is – a mystery gift or a shopping voucher. Why is it called mystery? Coz if you know what it is upfront, you probably won’t be interested. So, if you got into a website that promises more mystery gifts than real money, you should give that website a skip.

Tip No 6: Visit forums on scam to check out the paid survey website.

Forums on scam such as www.scam.com provide a lot of reviews on websites and story from people on how they got scammed. Check out the paid survey website on these forum. If something bad comes out from it, then avoid the website.

Tip No 7: Look for reviews

Some genuine paid survey website will have good independent reviews about them. What you shouldn’t do is to read the review directly from the paid survey website – coz it can just be another marketing gimmick. Just search at google and type “<website name> review” and you might get something from the search.

Tip No 8: Where is the location of the company?

Sometimes the scam website gives a big list of the companies that wants you to do the survey. Just make a random check on these companies on whether they actually exist and whether they are really a big companies, or just small companies. Remember, normally the big company pays you money for the survey. Small companies give you mystery gift (in which you probably wont like or use anyway).

Tip No 9: Be careful of pop ups

Try to avoid paid survey websites that suddenly jumps to you out of nowhere – a typical pop-up kinda thing. That’s because most pop-ups can lead to scams. Some are good no doubt – but it’s rare.

Tip No 10: Trust your instinct

After reading and looking and checking out the paid survey website – how do you feel about it? Is the website something you are comfortable with? Coz if you get into their program, you’ll be using the website for a lot of times. If you gut feeling tells you something can be wrong – maybe it’s time to take a step back and think again. After all, you gotta trust your gut feelings.

What next?

There are some paid survey websites that you can try below. I’ve checked it out and it looks ok to me.

I found a cool Paid Survey video on YouTube for you to check it out:

Categories : Make money online, Make money tips, Online Paid Surveys

Posted by Nash

You want to make money online the simplest way? Then this is for you.

This is one of my earliest way on making money online and I’m still doing it from time to time. Paid Surveys. Everyone can do it. Undergrads, school-leavers, full-time moms – everyone.

Well, I got to warn you early – it’s not gonna make you a rich. You won’t be getting crazy money, but you’ll get some money. I haven’t seen anyone making a career out of it just yet, so don’t quit your job just yet!

I’ve seen many students do this and they got some money for them to enjoy over the weekend and stuff. And I’ve also seen full-time moms who makes some income from this.

Paid survey is very useful for someone who wants to make some money from the net, but don’t want to spend time to learn the other more complicated way to make money such as blogging or affiliate/online marketing. You need time to get the skills to do those things but if you’re good at it, you can make crazy money.

I’ve found a paid surveys video from YouTube for you to check out:

Some websites for paid surveys to get you started:

To participate in a poll on Online Paid Survey, please click here

So, click on one of the links above and start making money!

All the best!

Categories : Make money online, Make money tips, Online Paid Surveys

Posted by Nash

Goals determine what you’re going to be

Julius Erving

What is a financial goal?

It’s just something that you wanna get in the future and for you to have it, you have to do something about it today.

For example, you wanna get that red, flashing beaming car? Or you wanna go to a romantic holiday in Paris with your loved one? Or, the all-time popular reason – to save money for your children’s education or to set enough money for your retirement. Whatever you want that involves having some money for you to use in the future – that’s a financial goal.

Yup. Got it. Great!

So, what do you need to do now?

No.1. Define your financial goals

This is a no-brainer, but I still have to state it in. You can only know what exactlyyou need to do only if you sit down, think about it and put it down on a paper (or your computer, if you’re the techie type). Don’t need to write a research report about it. Just a simple what-you-want would do.

Try to make it clear and put some numbers with it – I want to have 5,000 dollars by end of this year coz I’m really dying to go to Paris – is much better than – I want some money coz I wanna go to a holiday at the end of the year. The clearer your goals are, the more motivated you’ll be at achieving it.

No. 2. Be realistic in defining your financial aim

Yup. This is quite important. If you set your financial objective is to be a millionaire in one-year’s time, but looking into your income now, it may take you 20 years to achieve it, then you’ll know that it’s unrealistic. Sure, you can hit a lottery, but that’s wishful thinking and not planning.

The bad thing about setting a target too high is that you’ll have that nagging feeling in you that tells you it’s impossible and pretty soon that feeling will demotivate you. And when you don’t get it – you’ll get I-told-you-so straight to the face. That’ll be the last time that you set up a financial goal.

Instead, try something that you feel that you have a chance to achieve. Try not to make it too easy, so that you’re out of your comfort zone and is doing more than usual.

3. How long will you take to complete your financial goal?

Some financial targets are short. For example, you wanna keep enough money so that you can buy a new shirt at the end of the month. Some are long – you wanna keep some money from now until you retire so that you can have enough money for your retirement.

Whatever your goal is, you need to figure out how long you will take and to have a deadline for it. Now this is super-important. If you don’t put a deadline – you’ll just drift away and chances are you won’t achieve what you want.

Setting Financial Goals

Courtesy of Blomberg: Your Money

4. Get the financial numbers out

This is the hard part. For example - how much do you need to save every month so that you’ll get five thousand dollars by the end of the month. Or let’s make it harder (!!) – how much you need to save every month so that when you retire, you can spend a thousand dollars every month for the rest of your life.

There’s a monthly budget template for Microsoft Excel for you to use - Personal Monthly Budget

There are other calculators and templates for you to use - please click Calculators & Templates

5. Be prepared to make adjustments to your financial goal

Well, we don’t know the future. For now, saving one thousand every month may be enough to set for your retirement, but in the future, who knows, you might need more than that. Or, Paris isn’t a place you wanna go anymore (coz you just broke up and you’re not having that romantic feeling anymore) but instead you just wanna let loose and go crazy in Las Vegas. Whatever it is, just make the changes as you go along.

To sum it up, financial goals are something that you can set and by following the simple steps above, it can definitely be achieved by you!

Collection of Articles (Carnivals) on personal finance:

…

Thanks for visiting nil2million.com. If you enjoyed this post, you can get a free regular updates on the RSS Feed, or you can have us delivered future posts directly to your email.

Don’t worry, we don’t like spam too. So we won’t send those to you and we won’t share your email with others too.

…

Categories : Make money tips, Personal finance, retirement

Posted by Fareen

“Should I buy a new car…how about a house?” few friends had asked me this questions recently. With the ‘bargains’ appearing in the market now, it is worth considering. Why not? Buying at a lower price is a good practice. Are all cheap things good buys?

Why do some people become rich and stay rich? Granted, some are born with silver spoon, but there are others who rose from rags to riches. In the realm of personal finance, there must be a way on how to make money and conserve money like them.

We heard it all before, we have enough for our needs, not our wants. Before we do make that purchase decision maybe its worth considering what goes on before that. A prequel of questions if you may.

1. How much money do we really have?

Do we know what we have? Studies show that on the majority, assets tend to be overestimated. Liabilities understated. Do we know what we really have in our hand? Can we commit to what we want and not take it from previous commitments?

2. What if something happens and our lifestyle changes?

Where do we get our money from? Do we work? Are parents paying for our education? What if they are not there anymore, can our decision withstand their absence? Nobody wants the rug being pulled underneath their feet.

3. What is the real cost of what we have bought?

What does it take to really use what we had bought? if its a car, insurance, repairs and fuel should be added to the cost. For houses, the move-in cost, setting up costs, legals fees are among the things that add up before we can live or rent a house out. There should not be any hidden expenses to surprise us.

4. How much money should you have for your future and retirement?

Its no good to have the numbers in your head. Unless you are walking supercomputer (or an actuary) its good to put it down on a spreadsheet. Model the figures for the long term not few months of years. I have mine for 50 years. If 50 years is too long (most will be senile by then) - try 20 years. It does not have to be right the first time. I always refine it as I go along. Do calculate things like how much cash you have (free cash flow) and reserve to cover debt payments (debt service cover ratio) if you do have debts. It does not have to be totally right, whatever the future is, its good to think about the issue before it occurs. Its just good practice.

I had this best tip from my friend in university. I asked him how his family had done well, starting from humble beginnings. What was their secret ? “2 things” he said, “When people spend you save, when people save you spend“.

Collection of Articles (Carnivals) on personal finance:

…

Thanks for visiting nil2million.com. If you enjoyed this post, you can get a free regular updates on the RSS Feed, or you can have us delivered future posts directly to your email.

Don’t worry, we don’t like spam too. So we won’t send those to you and we won’t share your email with others too.

…

Categories : Make money tips, Personal finance

Career

Credit Card / Debt Management Programs

Frugal Living

Investing

Others

Property

Retirement

Earlier Carnivals On Personal Finance:

Other posts that you may be interested in:

Career

Credit Card / Debt Management Programs

Frugal Living

Insurance

Investing

Make Money Online

Others

Property

Retirement

Savings

Earlier Carnivals On Personal Finance:

Other posts that you may be interested in:

…

…

Personal Finance Pick Of The Week

Career

Credit Card / Debt Management Programs

Frugal Living

Insurance

Investing

Others

Property

Retirement

Savings

Earlier Carnivals On Personal Finance:

Other posts that you may be interested in:

…

…

Pick Of The Week

Career

Credit Card / Debt Management Programs

Frugal Living

Insurance

Investing

Property

Retirement

Savings

Others

Earlier Carnivals:

Other posts that you may be interested in:

…

…

About the Author:

Other posts that you may be interested in:

Collection of Articles on Personal Finance (Carnivals):

…

…

What is a financial goal?

No.1. Define your financial goals

No. 2. Be realistic in defining your financial aim

3. How long will you take to complete your financial goal?

4. Get the financial numbers out

5. Be prepared to make adjustments to your financial goal

Other posts on personal finance that you may be interested in:

Collection of Articles (Carnivals) on personal finance:

…

…

1. How much money do we really have?

2. What if something happens and our lifestyle changes?

3. What is the real cost of what we have bought?

4. How much money should you have for your future and retirement?

Other posts on personal finance that you may be interested in:

Collection of Articles (Carnivals) on personal finance:

…

…

CFDs revealed

Sponsors

Resources for bloggers and webmasters

Recent Post

Recent Posts